We're here to help. Call us today at 800-719-4910

Receive a free
debt analysis!

get analysis

Terms

Americor Financial Services Terms of Use

Effective as of November 1, 2015 IMPORTANT – THIS IS A LEGAL AGREEMENT BETWEEN YOU (“YOU”) AND {LEGAL NAME}(“WE” or “Americor Financial Services”). YOU SHOULD READ CAREFULLY THE FOLLOWING TERMS AND CONDITIONS CONTAINED IN THIS TERMS OF USE AGREEMENT (“AGREEMENT”) AS THEY GOVERN YOUR ACCESS TO AND USE OF THIS WEBSITE, AND OTHER Americor Financial Services SERVICES (COLLECTIVELY, THE “WEBSITE”). Americor Financial Services IS WILLING TO LICENSE THE USE OF THE WEBSITE TO YOU ONLY ON THE CONDITION THAT YOU ACCEPT AND AGREE TO ALL OF THE TERMS AND CONDITIONS CONTAINED IN THIS AGREEMENT.

TERMS AND CONDITIONS

1.LICENSE GRANT.This Agreement provides You with a limited, non-exclusive, non-transferable, and non-sublicensable license to use the Website solely for your personal use or your internal business purposes.

2.LICENSE RESTRICTIONS. The foregoing license is limited. You therefore may not (i) use, copy, store, reproduce, transmit, distribute, display, rent, lease, sell, modify, alter, license, sublicense, or commercially exploit the Website (or any part thereof) in any manner not expressly permitted by this Agreement, (ii) reverse engineer, decompile, disassemble, translate, or create any derivative work of the Website (or any part thereof); (iii) access, link to, or use any source code from the Website (or any part thereof);or (iv) erase or remove any proprietary or intellectual property notice contained in or on the Website (or any part thereof). In addition, You acknowledge and agree that exceeding the scope of the license herein shall be a material breach of this Agreement and subject to the termination provisions set forth herein.

3.USER OBLIGATIONS. Subject to Americor Financial Services right to monitor or audit compliance, You acknowledge and agree that it is solely your responsibility to maintain your compliance with the terms and conditions of this Agreement. By accessing or using the Website, You also agree to be responsible for and to abide by all applicable local, state, national, and international laws, regulations, rules, and guidelines with respect to your use of the Website. In addition, You agree to assume all responsibility for your use, and the results of your use, of the Website, including meeting any requirements of your contracts with third parties or other persons.

4.PROPRIETARY RIGHTS. The contents of the Website, including all software, design, text, graphics, images, photographs, illustrations, audio and video material, artwork, databases, user interfaces, visual interfaces, sounds, artwork, computer code (including html code), products, information, and documentation, as well as the design, structure, selection, coordination, expression, Dzlook and feel,dz and arrangement of the Website (collectively, DzMaterialdz) unless otherwise indicated, are owned, controlled, and licensed by Americor Financial Services or its licensors. Any rights granted hereby are expressly licensed. Americor Financial Services does not grant any implied right to You or any other person and does not transfer or assign any ownership or intellectual property interest or title in or to the Website (or any part thereof) to You or anyone else. Accordingly, your unauthorized use of the Website (including any Material) may violate intellectual property or other proprietary rights laws as well as other laws, regulations, and statutes. The Website and Material is Copyright ©2015 {LEGAL NAME} and/or its licensors. You must not alter, delete or conceal any copyright or other notices contained on the Website or Material, including notices on any audio/visual material You access, download, transmit, display, print or reproduce from the Website. You shall not, nor will You allow any third party (whether or not for your benefit) to reproduce, modify, create derivative works from, display, perform, publish, distribute, disseminate, broadcast or circulate to any third party (including, without limitation, on or via a third party website), or otherwise use, any Material without the express prior written consent of Americor Financial Services or its owner if Americor Financial Services is not the owner. Americor Financial Services and all other names, logos, and icons identifying Americor Financial Services and its products and services are proprietary trademarks of Americor Financial Services (or its affiliates), and any use of such marks, including, without limitation, as domain names or account identifiers, without the express written permission of Americor Financial Services is strictly prohibited. Other product and company names mentioned herein or on the Website may be the trademarks and/or service marks of their respective owners.

5.LINKS TO OTHER SITES. Americor Financial Services may provide links, in its sole discretion, to other sites from which You can purchase goods or services from third party merchants. Americor Financial Services is not a seller or owner of any goods or services advertised, featured, or otherwise mentioned on these sites. These sites have not necessarily been reviewed by Americor Financial Services and are maintained by third parties over which Americor Financial Services exercises no control. Accordingly, Americor Financial Services expressly disclaims any responsibility for the content, the materials, the accuracy of the information, and/or the quality of the products or services provided by, available through, or advertised on these third-party websites. Moreover, these links do not imply an endorsement with respect to any third party or any website or the products or services provided by any third party.Your transactions and other dealings with third party merchants or advertisers that are found on or through the Website, including Dzclick to purchase,dzDzco-registration,dz and other similar programs, including payment and delivery of related goods or services, are solely between You and such merchant or advertiser.

6.OFFERS AND PROMOTIONS. Americor Financial Services distributes third party product information and product promotional offers to our users. We are not responsible for errors, omissions, or the expiration dates of any promotional offer. It is Your responsibility to ensure that a discount, free offer or other promotional offer is present during the checkout process at the selected merchant website from which you purchase a product. All featured offers and promotions are subject to change without notice and Americor Financial Services does not exercise any control over the ability of any merchant to complete the sale in accordance with such offers and promotions.

7.PRODUCT DISPLAY AND COLORS. Americor Financial Services does not guarantee that the color of the product images on the Website matches the actual color of the products. Please note that the appearance of colors on the Website may be influenced by the monitor You use to view the Website.

8.MOBILE SERVICES. The Website may include certain services that are available to You via your mobile phone or other mobile device if You have subscribed to them, including the ability to use your mobile device to receive and reply to messages from Americor Financial Services, and access certain other features (collectively, DzMobile Servicesdz). Although Americor Financial Services does not charge You for these Mobile Services, your mobile carrier’s normal messaging, data, and other rates and fees will still apply to your use of the Mobile Services. In addition, downloading, installing, or using certain Mobile Services may be prohibited or restricted by your mobile carrier, and not all Mobile Services may work with all carriers or devices. Therefore, You are responsible for checking with your mobile carrier to determine if the Mobile Services are available for your mobile devices, what restrictions, if any, may be applicable to your use of the Mobile Services, and how much they will cost you. By using the Mobile Services, You agree that Americor Financial Services may communicate with You by SMS, MMS, or other electronic means to your mobile device and that certain information about your usage of the Mobile Services may be communicated to Americor Financial Services. In the event You change or deactivate your mobile telephone number, You agree promptly to update your mobile subscription account information to ensure that the messages Americor Financial Services intends to send to You are not sent to another person who acquires your former mobile telephone number.

9.FEEDBACK. Americor Financial Services welcomes your feedback and suggestions about Americor Financial Services products or services or with respect to how to improve the Website. But, by transmitting any feedback or suggestions and any related information, material, or other content (collectively, Dzfeedbackdz) to Americor Financial Services, You represent and warrant that such feedback does not infringe or violate the intellectual property or proprietary rights of any third party (including, without limitation, patents, copyrights, or trademark rights) and that You have all rights necessary to convey such feedback to Americor Financial Services. In addition, any feedback received by Americor Financial Services will be deemed to include from You a royalty-free, perpetual, irrevocable, transferable, non-exclusive right and license for Americor Financial Services to adopt, publish, reproduce, disseminate, transmit, distribute, copy, use, create derivative works, and display (in whole or in part) worldwide, or act on such feedback without additional approval or consideration, in any form, media, or technology now known or later developed for the full term of any rights that may exist in such information, material, or content, and You hereby waive any claim to the contrary.

10.REPRESENTATIONS AND WARRANTIES. You represent and warrant to Americor Financial Services that (i) You are at least the legal age of majority, (ii) You are authorized to enter into this Agreement, (iii) You will access and view the Website and the Materials for your personal, non-commercial use only; (iv) You will not use the Website or the Materials for any purpose or in any manner that violates any law or regulation or that infringes the rights of Americor Financial Services or any third party; (v) any information or data provided to Americor Financial Services by You will not violate any law or regulation or infringe the rights of Americor Financial Services or any third party; (vi) all information that You provide to us in connection with the Website (e.g., name, e-mail address, and/or other information) is true and accurate; and (vii) You are authorized and able to fulfill and perform the obligations and meet the conditions of a user as specified herein.

11.WARRANTY DISCLAIMERS. THE WEBSITE AND MATERIALS ARE PROVIDED DzAS-ISdz. Americor Financial Services DOES NOT WARRANT, GUARANTEE, OR MAKE ANY REPRESENTATIONS REGARDING THE USE, OR THE RESULTS OF THE USE, OF THE WEBSITE, PROGRAMS, SERVICES OR MATERIALS IN TERMS OF AVAILABILITY, ACCURACY, RELIABILITY, CURRENTNESS, COMPLETENESS, FUNCTIONALITY, INTENDED PURPOSE, OR OTHERWISE. Americor Financial Services ALSO DOES NOT REPRESENT OR WARRANT THAT THE WEBSITE OR MATERIALS WILL OPERATE ERROR-FREE, UNINTERRUPTED, OR IN A MANNER THAT WILL MEET YOUR REQUIREMENTS. THE ENTIRE RISK AS TO THE QUALITY AND PERFORMANCE OF THE WEBSITE IS WITH YOU. THE WEBSITE, THE MATERIALS AND ANY ASSOCIATED INFORMATION ARE PROVIDED DzAS ISdz AND DzAS AVAILABLE,dz AND Americor Financial Services HEREBY DISCLAIMS ANY AND ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, ANY IMPLIED WARRANTIES OF TITLE, NON-INFRINGEMENT, MERCHANTABILITY, OR FITNESS FOR A PARTICULAR PURPOSE.

12.LIMITATION OF LIABILITY. You acknowledge and agree that Americor Financial Services shall not be liable or responsible for any claim, damage, or loss resulting from a cause beyond Americor Financial Services control, including, but not limited to, offers or promotions made available on the Website, failure of electronic or mechanical equipment or communication lines, telephone or other connection problems, computer viruses, unauthorized access, theft, operator errors, severe weather, earthquakes, or natural disasters, strikes or other labor problems, wars, governmental restrictions, or any claim, damage, or loss arising out of transactions or interactions between You, third party merchants or anyone else. You specifically acknowledge that Americor Financial Services shall not be liable for defamatory, offensive, or illegal conduct of any third party and that the risk of harm or damage from the foregoing rests entirely with You. MOREOVER, YOU AGREE THAT IN NO EVENT SHALL Americor Financial Services BE LIABLE FOR ANY INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES, INCLUDING, WITHOUT LIMITATION, FOR LOST PROFITS, FOR LOST DATA, ARISING OUT OF OR IN ANY WAY CONNECTED WITH YOUR USE OF THE WEBSITE, OR FOR ANY INFORMATION OR MATERIALS AVAILABLE THROUGH THE WEBSITE, WHETHER BASED IN CONTRACT, TORT, STRICT LIABILITY, OR OTHERWISE, EVEN IF Americor Financial Services HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. WITHOUT LIMITATION OF THE FOREGOING, TOTAL LIABILITY OF Americor Financial Services FOR ANY REASON WHATSOEVER RELATED TO USE OF THE WEBSITE, RESULTS FROM USE OF THE WEBSITE, OR FOR ANY CLAIMS RELATING TO THIS AGREEMENT SHALL NOT EXCEED ONE THOUSAND DOLLARS ($1,000.00 USD).

13.GOVERNING LAW. This Agreement has been made in and will be construed and enforced solely in accordance with the laws of the State of [STATE OF JURISDICTION], U.S.A., as applied to agreements entered into and completely performed in the State of [STATE OF JURISDICTION]. The state or local courts in the State of [STATE OF JURISDICTION] will have exclusive jurisdiction and venue over all controversies in connection with this Agreement, and You hereby consent to such exclusive and personal jurisdiction and venue. Any claim You might have against Americor Financial Services must be brought within two (2) years after the cause of action arises, or such claim or cause of action is barred. In addition, You agree to waive any right to a jury trial in connection with any action or litigation in any way arising out of or related to this Agreement and that each party has the right to seek attorneys’ fees in any proceeding. You also acknowledge and agree that any applicable state law implementation of the Uniform Computer Information Transactions Act (including any available remedies or laws) shall not apply to this Agreement and is hereby disclaimed. A printed version of this Agreement and of any related notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this Agreement to the same extent as other documents and records originally generated and maintained in printed form. Please contact Americor Financial Services if You wish to receive a printed copy of this Agreement.

14.NOTICE Americor Financial Services may provide you with notices by e-mail, regular mail or postings on any of our public facing websites. Notice shall be deemed given twenty-four hours after we send you an email, unless Americor Financial Services is notified that the e-mail address we used is deemed to be invalid. Alternatively, Americor Financial Services may provide you legal notice by mail to a valid postal address, if provided by you through any of our websites. In such case, notice will be deemed given three (3) calendar days after the date of mailing. You may write to us to provide notices in writing at the following address: Americor Financial Services Address City, State ZIP

15.ENFORCEMENT. Americor Financial Services wishes to maintain the Website as a helpful resource for all of its users. As it relates to Americor Financial Services, You therefore have no reasonable expectation of privacy while using the Website because Americor Financial Services reserves the right to view, monitor, and/or record activity on the Website (in accordance with applicable law) and to comply with government or court appointed authorities when necessary. Actual or attempted unauthorized use of the Website may also result in criminal and/or civil prosecution, including, without limitation, punishment under the Computer Fraud and Abuse Act of 1986 under U.S. federal law. You shall therefore not, nor shall You permit any third party to, disable, circumvent, or otherwise avoid any security device, mechanism, protocol, or procedure established by Americor Financial Services for use of or with the Website. Moreover, You also acknowledge that any breach, threatened or actual, of this Agreement by You may cause irreparable injury to Americor Financial Services and/or its licensors, such injury would not be quantifiable in monetary damages, and Americor Financial Services and/or its licensors would not have an adequate remedy at law. You therefore agree that Americor Financial Services and/or its licensors (or on their behalf) shall be entitled, in addition to other available remedies, to seek and be awarded an injunction or other appropriate equitable relief from a court of competent jurisdiction restraining any breach, threatened or actual, of your obligations under any provision of this Agreement. Accordingly, You hereby waive any requirement that Americor Financial Services or its licensors post any bond or other security in the event any injunctive or equitable relief is sought by or awarded to Americor Financial Services to enforce any provision of this Agreement.

16.PRIVACY. We respect your privacy and the use and protection of your personally identifiable information. Please see our Privacy Policy for important information and disclosures relating to the collection and use of your personally identifiable information in connection with your use of the Website.

17.TERMINATION. Americor Financial Services also reserves the right at any time and on reasonable grounds, which shall include, without limitation, any reasonable belief of fraud, illegal activity, or actions or omissions that violate any term or condition of this Agreement, to terminate this Agreement with You (including any registered account) in order to protect its name, business, or goodwill and/or any other user. You acknowledge and agree that Americor Financial Services shall have the sole right to determine in its reasonable discretion whether You are engaging in any unauthorized activity and/or violating any term or conditions of this Agreement. Americor Financial Services shall also not be responsible or liable for any damages or loss, such as loss of sales or profits, as a result of any termination of this Agreement in accordance with this section. You may also terminate at any time by ceasing to use the Website. But, all applicable provisions of this Agreement will survive termination, as outlined below. Any licenses from Americor Financial Services and any right to use the Website shall immediately cease upon termination of this Agreement. The provisions concerning feedback, Americor Financial Services ownership rights, representations and warranties, warranty disclaimer, limitation of liability, governing law, enforcement, termination, and the miscellaneous terms will survive the termination or expiration of this Agreement for any reason.

18.MISCELLANEOUS. The relationship between You and Americor Financial Services is and shall be that of independent contractors and nothing in this Agreement shall be construed or used to create or imply any relationship of partners, joint venturers, or employer and employee. You may not assign or otherwise transfer this Agreement or the license granted hereunder or delegate any of your duties specified herein, in whole or in part, without Americor Financial Services prior written consent. Any attempt of assignment, delegation, or transfer in violation of this Agreement shall be void, of no effect, and a material breach of this Agreement. Notwithstanding the foregoing, Americor Financial Services may assign this Agreement in whole or in part. Moreover, Americor Financial Services may delegate its rights and responsibilities or use contractors or agents to fulfill its obligations under this Agreement. Failure by Americor Financial Services to insist on strict performance of any of the terms and conditions of this Agreement will not operate as a waiver of that or any subsequent default or failure of performance. In the event any provision of this Agreement is found by an arbitrator or court of competent jurisdiction to be invalid, void, or unenforceable, You agree that unless it materially affects the entire intent and purpose of this Agreement, the invalidity, voidness, or unenforceability shall affect neither the validity of this Agreement nor the remaining provisions herein, and the provision in question shall be deemed to be replaced with a valid and enforceable provision most closely reflecting the intent and purpose of the original provision. Headings are for convenience only and have no legal or contractual effect. This Agreement and Americor Financial Services Privacy Policy, which is hereby incorporated by reference as if set forth fully herein, represent the entire agreement between You and Americor Financial Services with respect to subject matter herein, and they supersede all prior or contemporaneous communications and proposals, whether electronic, oral, or written between You and Americor Financial Services with respect to the Website. Please note that Americor Financial Services reserves the right to change the terms and conditions of this Agreement and by which the Website is extended to You by providing You in writing or electronically a copy of such revised terms (or notice thereof). Americor Financial Services also has the exclusive right to provide updates, upgrades, and/or changes to any aspect of the Website at any time. Your continued use of the Website following any such change to such Website will be deemed acceptance of any change to this Agreement or the Website.

calculate your financial freedom

Debt Calculators

Call for a FREE Debt Analysis

Learn more about your options and the programs we offer below,
or call us today at 800-719-4910 for a FREE Debt Analysis.
  • I am writing you this e-mail to let you know how happy I am with Americor Financial for getting me my first settlement well before my 4 – 6 months, this was fantastic!! The people at Americor Financial are very easy to work with and they go out of their way to help you in any way they can – would for sure recommend them to my friends and famly. I am very much satisfied with all they have done for me. With their help, my future will be fantastic being debt free, can't thank them enough, for all their help.

    Kathleen Arceo, AZ
  • I found myself drowning in credit card debt. After some research and careful consideration, I reached out to Americor Financial for help. Everyone I spoke with was pleasant and helpful. They made it easy to understand and together we came up with a monthly payment plan that was conducive to my financial state. I was very pleased that one of my creditors was settled after one month. I would definitely recommend Americor Financial to my family and friends who find themselves in a similar situation. With much gratitude to Americor Financial my future will NOT include credit card debt, leading me to a better lifestyle. Overall,my experience with Americor Financial has been exceptional.

    Michael Frawley, NY
  • I was very skeptical about participating because of all the scams. I did a lot of research on debt-resolution companies. After talking with the debt counselors and realizing it is for real and that I would get out of debt, we ended up participating. It was a very good experience and would recommend it to anyone if they are having problems.

    Andrew C, NV
  • I wanted to write a quick note to thank you for helping me. You are so kind! This is a big deal to me to trust anyone with my financial situation. I have tried hard to do it myself. You are my hope to get back on my feet again. I know everything can get better! Thanks to you I know it is OK to ask for help.

    Georgina S, CA
  • Thank you for talking to me. Your personality shows over the phone and you made this process really easy to understand and helped me through all my questions. Your technique and approach worked with me and if I have success with this program (as I’m sure I will) I will certainly recommend your name and number to anyone with a similar situation.

    James K, MA
  • Thank you so much for your help... I feel so relieved. I really like the time period in which all these debts will be cleared up instead of paying on these debts forever and not getting anywhere.

    Sherry A, CA
  • I called tentatively to discuss the delicate matter of my debt. The answers I received were direct and to the point but not lacking in sensitivity and wisdom. I was put at ease and motivated to stay through the program. They took care of the dreadful paperwork and I was comfortable with the work ethic and boundaries that were demonstrated

    Susan V, CA
  • Thank you so very much for all of your personal attention and for going above and beyond with my account. In the beginning, I had numerous companies to handle my business. However, YOU went above and beyond with your excellent communication skills. You helped to explain how the program works in clear, concise language that made it easier for me to understand the whole process. You have always demonstrated rapid response and a lot of patience in educating me and answering my questions. What I appreciate most of all is when you were there for me recently and educated me when my creditors began to call. Your personal attention and human touch helped relieve my anxiety and stick to the program.

    Twyla H, TX

We're here to help. Call us today at 800-719-4910

PERFORMANCE
GUARANTEE

made in Radiant Studio

* Under our debt resolution program, we cannot provide a guarantee that that we will be able to resolve all of your debts that you enroll in our program or that we will be able to resolve your debts for a specific amount or within a specific period of time. Resolving your debts by paying less than you currently owe will likely negatively impact your creditworthiness and may subject you to collection actions or lawsuits by your creditors. We are not a credit repair company and we do not provide credit repair services. Under our program, we do not assume the liability for your debts and we do not make monthly payments to your creditors. If you do not make timely payments to your creditors on your enrolled accounts, the outstanding balances of your enrolled debts will likely increase due to the accrual of interest charges, penalties and late fees as outlined in your cardholder agreement, however, the repayment agreements that we may negotiate on your behalf will resolve the entire outstanding balance on that account including any interest, penalties or fees accrued during your program participation. Any amount of debt forgiven by your creditors may be subject to income tax. We do not provide tax, accounting or bankruptcy advice, and you should consult with an accountant or attorney regarding the potential tax consequences of paying less than the full amount owed on your accounts. Not all of our clients will be able to complete our debt resolution program for any number of reasons, including but not limited to their ability to save enough money during the term of their program enrollment. You should carefully read all program materials prior to your enrollment to be sure you fully understand the terms and conditions of our program.